Commercial Insurance in Texas

As a business owner, you wear many hats, which means taking on many responsibilities. You may feel like the list of your responsibilities never ends, and we would like to help. Frederick Insurance, serving Austin, TX and the surrounding areas, provides comprehensive commercial insurance coverage for Texas business owners. We know how busy you are running your business, so we have created streamlined insurance services for you.

Commercial Auto Policies

Any business that uses vehicles for day-to-day operation will need proper auto insurance coverage. Business vehicle coverage should include the following:

  • Liability
  • Collision
  • Comprehensive
  • Medical payments
  • Coverage for uninsured motorists

General Liability

Although running your own business is a dream come true for many, a liability case can quickly turn that dream into a nightmare. If you are not adequately insured or underinsured, one liability case could endanger the financial stability of your entire company.

Solid liability coverage will provide protection and payments for most liability cases. You can talk with one of our insurance experts to understand exactly how much liability risk your company may face and how much coverage you need.

Workers Compensation

Employers in Texas with a certain number of employees are required by law to carry workers' compensation insurance. Although some employers may view this type of coverage as an inconvenience, in the long run, this is the safest route for the employer. Solid worker's compensation plans bypass the need for lengthy and costly litigation should an employee get seriously injured while working for you.

Keep in mind that the risk of injury is greater for some businesses than for others, so workers' compensation plans need to be customized. Talk with an insurance representative about these details.

If you want to learn more about our commercial insurance products, don't hesitate to contact us today at Frederick Insurance, serving Austin, TX, and the surrounding areas.

Request A Quote