RV Insurance in Texas
RV ownership is one of the best ways to bring together travel and leisure. To keep your RV fun rolling, having the proper type of insurance is important. At Frederick Insurance, serving Austin, TX, and the surrounding areas, we can help.
Types of RV Coverage
Unlike regular auto insurance, RV coverage can be highly customized. Check out some of the RV coverage options available.
- Companion Auto Coverage- This policy provides coverage for the RV and any vehicle accompanying it.
- Personal Liability- This is an important type of coverage that will pay for expenses that could arise if someone is injured in your RV. Medical costs resulting from this type of event can add up quickly. You could be liable for these expenses if you are not adequately insured.
- Personal Attachments- Most people who travel in an RV attach things to their vehicle. Attachment insurance helps to protect these attachments as well as the vehicle itself. This could include items such as awnings or satellite dishes.
- Secured Storage- Many RV owners keep their RV in storage when it is not in use. Accidents can happen even in storage, though. Secured storage coverage will cover expenses should something happen to your RV while in storage.
State Requirements
In Texas, you are required by law to keep appropriate insurance coverage on any RV you are operating on the road. There are minimum insurance requirements that will keep you legal. However, it is always highly recommended that you have more than minimum coverage. Minimum coverage will not provide protection for your personal expenses should something happen to your RV.
RV Classes
RVs are categorized into classes. These classes help determine the type and amount of insurance coverage. An insurance expert can help you understand how these classes affect your policy.
If you want to learn more, don't hesitate to contact us at Frederick Insurance, serving Austin, TX, and the surrounding areas.
